Location: Nairobi
Position: Credit Analyst
Fountain Credit is an established microfinance and is rapidly growing its branches so as to grow the network.
To support our growth
strategy, we are looking for dynamic, proactive professionals with
strong credential and relevant work experience to fill the positions
below:
Summary of Position
The job holder will be responsible for undertaking credit appraisals in order to ensure a profitable line of business and a quality loan book.
Main Duties:
Summary of Position
The job holder will be responsible for undertaking credit appraisals in order to ensure a profitable line of business and a quality loan book.
Main Duties:
- Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the Bank and by the regulators.
- Appraise and make recommendations on credit proposals.
- Ensure compliance with the Micro finance Credit Policy, procedures and Service Level Agreements.
- Continuously monitor and proactively manage risk/exposure for assigned portfolio.
- Ensure all post approval activities, including conditions precedent to disbursement are complied with.
- Prepare management reports and statutory returns.
- Participate in credit product reviews and development.
- Manage customer and stakeholder relations in accordance with agreed Service Level Agreements.
Minimum Qualifications and Experience
- A degree in Commerce, Statistics, Business Management or Marketing. Professional banking qualifications will be added advantage.
- At least 2 years working experience in credit analysis and administration.
- Excellent skills in analysis of Credit and Financial statements.
- Good report writing and presentation skills.
- Excellent communication, interpersonal, organizational, and negotiation skills.
- Ability to work independently, consult and clarify where necessary and make informed and firm decisions
How to Apply
If you believe that you
have the required qualifications and experience to fill in the above
position, kindly send your detailed resume together with a cover letter
to reach the undersigned by 30th March 2013;Human Resources,
Founatin Credit Services Limited,
P.O. Box 72367 – 00200, Nairobi
vacancies@fep-group.com
Only short listed candidates will be contacted