Unaitas Credit Risk Analyst and Administrator Job in Kenya

CREDIT RISK ANALYST & ADMINISTRATOR – REF: UNT/CRA/02/2013
Objective
The objective is to entrench credit risk as an integral element of lending in Unaitas with a focus to ensuring a high quality loan portfolio and to ensure coordination of all credit issues across all branches in Unaitas.
Reporting Lines: reporting to the Lending Coordinators
Key Responsibilities:

• Coordinate and assist branches in all lending issues to continuously improve their efficiency and performance.
• Ensure quality Credit appraisals in all committee levels and products of the Sacco
• Ensure Compliance with the Credit Policy and Procedures of the Sacco
• Monitor and Co-ordinate provisioning and risk recognition in Unaitas.
• Monitor Branch lending and risk exposures and ensure they are within the Sacco’s expectations from time to time.
• Co-ordinate enforcement of sanction conditions and risk mitigation strategies
• Ensure that Credit services are standardized in all branches of Unaitas
• Training staff on loan risk analysis
• Ensure conformity to sanction conditions and follow ups of the same.
• Assist in ensuring all committees adhere to Sacco Act & regulations on lending

Minimum Requirements
The successful applicants should be a Proactive and self-motivated possessing the following;

• Degree in any business related field
• Over 2 years working experience-in Credit Department of a financial institution
• Have specific knowledge in Agri-business, Group or SME Lending
• Thorough knowledge of Sacco Act & Regulations and best lending practices
• Ability to work under minimum supervision
• Analytical skills and ability to make decisions
• A high degree of integrity and commitment
• Computer literate.
• Report writing skills

Interested candidates please Email application and updated CV to hr@unaitas.com by 22.03.2013 clearly quoting reference.