Vacancy: Portfolio Credit Analyst
Our client, a micro-finance with operations in Africa seeks a recruit a suitable candidate to fill the above vacancy.
The person must possess excellent experience in data analysis.
Key Responsibilities
Key Responsibilities
- Provides management information relating to portfolio on status of the contracts, irregular trends, NPLs and exceptions on a regular basis, as and when required.
 - Monitor and evaluate the performance of the loan portfolio/portfolio analysis (GVR)
 - Develop and maintain pricing and profitability models for existing and new products
 - Preparation of management credit reports
 - Back testing of assumptions and models
 - Monitoring of pricing assumptions and continuous improvement of functionality of pricing model
 - Portfolio stress testing;
 
Essential Skills
- Strong analytical abilities
 - Highly numerate with an inquisitive, analytical mind
 - Detail oriented
 - Self-motivated, with the ability to manage and prioritise workload
 - Ability to work independently and to sense check own results and work
 - Ability to grasp and communicate complex concepts
 - Team player
 - Innovative
 
Knowledge
- Manipulating complex data sets
 - Pricing, profitability and cash flow modelling of lending portfolios
 - Understanding of credit risk metrics and methods
 - Software: SAS/Base, SAS/Stat, SQL Server, MS Excel
 - Statistical modelling (logistic regression, survival analysis) would be beneficial
 
Education (Minimum Requirements)
- Degree in an Actuarial science, Statistics, Financial Risk Management or similar analytical field.
 - Certification in Financial Analysis will be an added advantage
 - Certification or training in SQL scripting on SQL Server 2005/2008
 
Experience
- Minimum of 2 years’ experience in a credit analysis or similar analytical role
 - Excellent skills in Credit Analysis and Financial
 - Hands on experience in managing a credit portfolio a must
 - Good report writing and presentation skills.
 - Excellent communication, interpersonal, organizational, and negotiation skills.
 - Ability to work independently, consult and clarify where necessary
 
If you meet the above MINIMUM requirements, urgently email your cv( Include your current and expected salary) to;
Recruiting Consultant,
Frank Management Consult Limited,
Nyaku House, 1st Floor,
Recruiting Consultant,
Frank Management Consult Limited,
Nyaku House, 1st Floor,
Argwings Kodhek Road, Hurlingham.
Emails: jobs@frankmconsult.com and cc Hresourcefrank@yahoo.com
Emails: jobs@frankmconsult.com and cc Hresourcefrank@yahoo.com