Relationship Officers - Credit (Credit Officer)
Reporting functionally to the Credit Manager and administratively to the Business Development Manager the holder of this position will among others be responsible for:
Reporting functionally to the Credit Manager and administratively to the Business Development Manager the holder of this position will among others be responsible for:
Job Summary
The Job holder will be responsible for developing and maintaining a quality loan portfolio at the respective branch and to administer other services.
Duties and Responsibilities
- Develop marketing and work plan for the establishment of solid clientele base.
- Identify and sensitize the potential clients in the respective are of operation.
- Coordinating the loan processing activity at the branch.
- Appraising and advising members on loan eligibility.
- Advising members on loan approval status.
- Ensuring completeness of loan application forms and adequacy of information provided.
- Ensuring compliance of loan procedures as per the legal requirements.
- Generating periodical loan reports for the branch as may be required.
- Advising on the adequacy of the loan appraisal tools available.
- Make recommendations on improvement of products to branch management.
- Follow up to recover both external and internal arrears.
- Take individual action as per policy to recover delinquent loans.
- Maintain the company standard customer service in all the DTM’s customers
- Cross Selling
Qualifications
- KCSE Grade B-.
- Bachelors’ degree in Business related field.
- Post graduate Diploma in Micro Finance and or Certified Credit Management will be an added advantage.
- Proficiency in computer skills.
- 2years relevant experience, preferably in the financial sector.
Competence/Attributes
- Credit analysis skills.
- Good problem solving skills
- Good negotiation skills
- Excellent communication and interpersonal skills
All applicants must apply online to the email hr@rafiki.co.ke closing date is 1st March 2013.
Canvassing will automatically disqualify the candidate.
Only shortlisted candidates will be contacted. “We are an equal opportunity employer”.