Micro Credit Manager
Ref: MCM/10
Reporting to the Chief Executive Officer, the person shall be responsible for:
Job Description:
- Analysing and evaluating the demand, market segmentation and competitive situation for the target clients of micro credit products to identify opportunity in the market for new products
- Working with relevant departments on developing and updating microcredit products concepts and its prototypes, including product policies, operational procedures, methodology guides and other supporting documents in order to meet business strategies
- Monitoring the evolution of the microcredit portfolio (comparison with quantitative and qualitative objectives) to better assess the risk of loan portfolio
- Following up the roll-out into the target market of new designed or improved loan products to ensure the practical, meet with risk mitigation, and competitive advantage manner;
- Overseeing the development and follow up the implementation of Micro Credit policy, procedure, and guideline to ensure the quality management of micro credit portfolio.
- Supporting income generation for enterprises and help to build financially self-sufficient low income borrowers/clients.